Enterprise Banking Products & Financial Infrastructure

Finverge’s flagship clearing platform designed for high-volume banking institutions. CheqSwift unifies branch instrument scanning, AI-assisted recognition, dual-control validation, and direct NPCI file exchange.

Proprietary deep learning document intelligence engine that parses, cross-validates, and extracts MICR bands, courtesy amounts (CAR), legal words (LAR), and multi-script payee signatures in under 1.5 seconds.

Point-of-deposit truncation solution engineered for distributed, rural, and PACS branches where heavy scanning hardware is impractical. Captures and validates cheques locally with day-zero clearing enablement.

A high-resilience communication gateway interfacing institutional clearing pipelines directly with the NPCI Central Clearing House (CCH) with HSM digital signature sealing and automated disaster recovery switchover.

Enterprise multi-tenant NACH platform for Sponsor Banks, Destination Banks, and lenders. Governs physical mandate scans, e-Mandates, and API e-NACH with enforced dual-control and automated clearing session scheduling.

A cloud-ready, high-throughput Core Banking Solution engineered for Indian Cooperative Banks (UCBs/DCCBs), RRBs, and Commercial Banks with integrated General Ledger, CASA, lending, and automated RBI compliance.

Straight-through digital lending engine reducing loan turnaround time from days to minutes. Features instant Aadhaar e-KYC, Account Aggregator cash flow parsing, algorithmic credit scorecards, and digital e-Stamping.

Secure, geo-tagged Video Personal Discussion (V-PD) and asset inspection platform engineered for borrower verification. Replaces physical visits with anti-spoof GPS locking, facial liveness match, and encrypted video vaults.

One unified developer API connecting financial institutions to CERSAI’s CKYCRR 2.0 registry across 6 capture channels with native pre-submission fraud risk screening and DPDP consent enforcement.

Ready-to-deploy data governance and dynamic consent architecture enabling Indian banks to achieve compliance with India’s Digital Personal Data Protection (DPDP) Act 2023 across digital and physical customer touchpoints.

Intelligent credit and fraud risk platform that proactively identifies loan asset quality deterioration (SMA-0/1/2 across 45+ RBI EWIs) and scores transaction fraud anomalies in under 100ms before financial loss occurs.

Enterprise integration layer providing pre-built bi-directional connectors for major Indian Core Banking Systems, clearing houses, and national payment rails with automated ledger posting and zero message loss.