TrustGrid CKYC 2.0 Connector
One unified, developer-ready API connecting banks and NBFCs to CERSAI’s CKYCRR 2.0 registry with native pre-submission risk screening.
Eliminate KYC duplication and CERSAI rejections. TrustGrid unifies 6 capture channels (Branch, eKYC, Video KYC, Doorstep, XML, Online) with AI fuzzy de-duplication, pre-submission anomaly scoring, and DPDP consent governance.
Overcoming Central KYC Bottlenecks and CERSAI Rejections
How TrustGrid replaces fragile multi-channel adapters with unified AI pre-submission risk filtering.
High CERSAI Rejection Rates
Submitting inconsistent customer records, invalid PIN codes, or substandard image attachments leads to heavy rejection penalties and operational rework.
Duplicate KYC Record Creation
Fragmented branch and digital channels create multiple CKYC IDs for the same individual, causing regulatory non-compliance.
Complex Multi-Channel Ingestion
Managing separate CKYC pipelines across Branch, Video KYC, Doorstep, and Online applications requires maintaining multiple brittle vendor adapters.
Non-Compliant Consent Audit Trails
Failing to maintain granular, verifiable DPDP-compliant customer consent logs for CKYC search and download operations.
One Unified CKYCRR 2.0 API
Single developer-friendly JSON API handling Search, Download, Update, and Ingestion with CERSAI in real-time.
Pre-Submission 9-Persona Risk Engine
Proprietary anomaly engine screens records across 9 risk personas prior to submission, slashing CERSAI rejection rates to near zero.
Omnichannel 6-Channel Capture
Native ingestion adapters for Branch, e-KYC, Video KYC, Doorstep Agent Apps, Bulk XML, and Self-Serve Customer Portals.
DPDP 2023 Compliant Fails-Closed Consent
Every CKYC lookup is cryptographically tethered to verifiable customer consent with immutable audit logs.
Enterprise Features Built for High-Volume KYC Operations
From real-time CERSAI search to automated de-duplication and pre-submission risk filtering.
Real-Time CERSAI Registry Search & Pull
Sub-second lookup across CERSAI’s central registry using PAN, Aadhaar (Masked), Passport, Voter ID, or Driving License.
AI Fuzzy Matching & De-Duplication
Advanced phonetic and fuzzy string algorithms prevent duplicate CKYC creation by cross-matching names, addresses, and parentage.
Pre-Submission 9-Persona Risk Engine
Automated anomaly detection catching invalid PIN codes, unreadable document crops, age-identity contradictions, and masked field errors.
6-Channel Capture Ingestion Pipeline
Standardized document normalizer converting photos and signatures from branch scanners, mobile apps, and video KYC to exact CERSAI formats.
Automated Response & Error Resolution
Interactive maker-checker workbench providing actionable plain-language explanations for any CERSAI return reason codes.
HSM Cryptographic Signature Sealing
Digital signature certificate (DSC) and Hardware Security Module (HSM) signing on all outward XML packages dispatched to CERSAI.
Technical Specifications & CERSAI Compliance Matrix
Technical, signing, and integration standards for institutional compliance and IT teams.
Frequently Asked Questions about TrustGrid CKYC 2.0
Detailed answers on CERSAI API migration, de-duplication, and DPDP compliance.
Streamline Your Bank's Central KYC Compliance
Connect with our compliance technology specialists to evaluate TrustGrid CKYC 2.0 connector for your branch network and digital channels.